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Dog and cat in long-term rental

1 July 2026
3 minutes of reading

Does renting with pets involve risks? Absolutely. The same applies to any rental. The key question, however, is not whether to allow a pet , but how to do so in a way that is safe for the owner .

The market is changing – it's worth taking advantage of it

Pet owners have significantly fewer housing choices. As a result, when they find a landlord who accepts dogs or cats, they are often interested in a long-term lease and are committed to maintaining a good relationship. This translates into real benefits for the landlord:

  • a greater number of people interested in the advertisement,
  • finding a tenant faster,
  • lower risk of vacancy,
  • greater chance of long-term cooperation with one tenant.

In a competitive market, pet-friendly accommodation can be a factor that distinguishes your offer from dozens of similar apartments.

The animal is not the biggest risk

In practice, problems rarely arise simply from owning a dog or cat. A much greater threat is a poorly vetted tenant, a lack of a proper lease agreement, or an inaccurate handover protocol. A responsible landlord should protect themselves with procedures, not prohibitions. Therefore, instead of automatically responding "no," it's worth establishing clear lease terms.

Tenant liability insurance – additional protection for the owner

More and more tenants are choosing to purchase personal liability insurance (OC) that covers damage to their rental property. Many such policies also cover damage caused by pets. This means that if a dog damages a door, a cat destroys a fixture, or another covered damage occurs, the repair costs can be covered by insurance rather than out of the landlord's pocket. Therefore, it's worth considering including a requirement for tenants to have valid OC insurance in the lease terms. This is a small cost for the tenant and an additional layer of security for the landlord.

Consent should be conditional

The best solution isn't unconditional consent or a complete ban. A safe lease is based on clearly defined rules. Before signing the contract, it's worth determining:

  • what kind of animal will live in the premises,
  • how many animals does the tenant have,
  • age and size of the animal,
  • liability for any damages,
  • the obligation to maintain the premises in appropriate condition,
  • obligation to inform the owner before the arrival of additional animals.

Such arrangements are much more effective in reducing risk than the "no pets" provision alone.

When is a refusal justified?

Accepting pets doesn't mean an owner should agree to every situation. Refusal may be reasonable when:

  • the tenant does not want to disclose information about the animal,
  • is just planning adoption and cannot determine his needs,
  • the conversation indicates a lack of responsibility,
  • the layout of the apartment is clearly not adapted to the needs of a large dog.

What counts is the individual assessment of a specific case.

Responsible owners gain an advantage

At RentMasters, we help landlords rent apartments safely and consciously. We ensure proper tenant selection, contract preparation, property documentation, and proper protection of the landlord's interests. This means that allowing a dog or cat doesn't have to mean greater risk—it can become one of your offering's advantages in the rental market.